One of the main selling features insurance companies and agents use when describing a burial life insurance policy is that often, individuals can qualify for coverage immediately. In other words, they can purchase their burial life insurance policy with no waiting period. While it is technically true that most burial life insurance policies can be […] Read more
Life Insurance
Most people considering life insurance with corona virus want to know one thing, “Can I get Life Insurance if I have Corona Virus?” The short answer is “Maybe” The long answer follows down below but here are some of the most recent life insurance companies guidelines for insuring someone who has or has had Coronavirus. […] Read more
Dealing with the passing of a loved one can be an emotionally challenging experience. On top of that, it can also be financially draining, especially when it comes to funeral expenses. Fortunately, there are final expense insurance policies that are specifically designed to help alleviate some of the financial burden that your loved ones may […] Read more
At IBUSA, we work with the top burial insurance companies in the U.S.A. Our goal is to align our clients with the company that best meets their needs, goals, and of course, budget. So if you are a senior looking to buy the best burial insurance you have come to the right place. There are […] Read more
Life insurance health ratings refer to the classification of an individual’s health as it pertains to their eligibility for a life insurance policy and the premium rates they will be offered. Or to state it a different way, your life insurance health rating is what ultimately determines what your life insurance will cost. The better […] Read more
Mortality in Illinois Illinois Population: 12,671,821 (6th highest) Population Density: 226.73 per square mile (11th most dense) Median Age: 38.8 (26th oldest) Deaths Per Year: 110,022 Annual Deaths Per 100,000: 863.5 Life Expectancy at Birth: 78.8 Fertility Rate (births per 1,000 women age 15-44): 56.1 (40th highest rate) Leading Causes of Death in Illinois Cause […] Read more
Chronic illnesses can indeed be expensive to manage, with the potential for high medical costs and lost income due to time off work. As a result, many individuals with the foresight to recognize this possibility seek out ways to protect themselves financially in case they one day develop a chronic illness that hinders their ability […] Read more
Mortality Rates in West Virginia West Virginia Population: 1,792,147 (37th highest) Population Density: 107.7 per square mile (23rd most dense) Median Age: 42.9 years old (4th oldest) Deaths Per Year: 23,478 deaths per year Annual Deaths Per 100,000: 1,300.1 Life Expectancy at Birth: 74.4 Fertility Rate (births per 1,000 women age 15-44): 57.6 (19th lowest […] Read more
Mortality in Rhode Island Rhode Island Population: 1,059,361 (7th lowest) Population Density: 173.53 per square mile (18th most dense) Median Age: 40.3 (9th oldest) Deaths Per Year: 10,083 Annual Deaths Per 100,000: 953.6 Life Expectancy at Birth: 79.8 Fertility Rate (births per 1,000 women age 15-44): 48.8 (3rd lowest rate) Leading Causes of Death in […] Read more
Yes, you can have more than one life insurance policy. There is no legal limit to the number of life insurance policies you can have. In fact, having multiple policies can be a good strategy to ensure that you have enough coverage to meet your needs. However, when you apply for a life insurance policy, […] Read more
