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Life Insurance

Michigan Mortality Rates

Mortality Rates in Michigan Michigan Population: 9,986,857 (10th highest) Population Density: 176.31 per square mile (17th most dense) Median Age:  40.1 (12th oldest) Deaths Per Year:  98,903 Annual Deaths Per 100,000: 989.4 Life Expectancy at Birth:  77.7 Fertility Rate (births per 1,000 women age 15-44):  57.4 (34th highest rate) Leading Causes of Death in Michigan […] Read more

Life insurance is an important financial product that provides a safety net for loved ones in the event of unexpected death. However, many people are discouraged from purchasing life insurance due to the health questions and medical exams required during the application process. Fortunately, options are available for those wishing to buy life insurance without […] Read more

Sagicor vs. North American Company

When it comes time to purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process.  After all, not only does someone have to figure out what “kind” of life insurance policy will be the best for them (think traditional term life insurance, no medical exam […] Read more

Equitable Life Insurance Company Review

As an independent life insurance brokerage, IBUSA can partner with many different life insurance companies, including Equitable Life Insurance Company. While Equitable may not always offer the most competitive pricing for its term life insurance products, it has lenient underwriting guidelines for conditions such as high cholesterol. This means that some people may qualify for […] Read more

Modified Whole Life Insurance

Life insurance is an important way to protect your loved ones when you’re no longer able to do so. But with so many types of life insurance policies available, it can be difficult to know which one is right for you.  This is why we wanted to take a moment and discuss one type of […] Read more

AIG vs American Amicable

When it comes time… To purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process.  After all, not only does someone have to figure out what “kind” of life insurance policy is going to be the best one for them (think traditional term life insurance, […] Read more

Georgia Mortality Rates

Mortality in Georgia Georgia Population: 10,617,423 (8th highest) Population Density: 186.26 per square mile (16th most dense) Median Age:  37.3 (8th youngest) Deaths Per Year:  85,202 Annual Deaths Per 100,000: 809.9 Life Expectancy at Birth:  77.2 Fertility Rate (births per 1,000 women age 15-44):  58 (29th highest rate) Leading Causes of Death in Georgia Cause […] Read more

Massachusetts Mortality Rates

Mortality Rates in Massachusetts Massachusetts Population: 6,892,503 (15th highest) Population Density: 883.68 per square mile (2nd most dense) Median Age:  39.7 (17th oldest) Deaths Per Year:  59,152 Annual Deaths Per 100,000: 857.0 Life Expectancy at Birth:  80.1 Fertility Rate (births per 1,000 women age 15-44):  49.6 (4th lowest rate) Leading Causes of Death in Massachusetts […] Read more

Do I need life insurance?

Whether or not to purchase life insurance depends on individual circumstances and needs. While it can be an important consideration for many people, it may not be necessary for everyone. That’s why, in this article, we’ll discuss when and where purchasing a life insurance policy may make sense and when someone may be better off saving […] Read more

AIG vs. Gerber

AIG and Gerber Life Insurance are both reputable companies in the insurance industry, offering a range of life insurance products. However, there are some differences between the two that you should consider before making a decision. AIG is a global insurance company that provides a wide range of insurance products, including life insurance, retirement services, […] Read more