Seeing how, in 2021, more than 98,000 people died from an accidental overdose in America alone, it’s no wonder what was once an uncommon question asked by an individual now becomes a “somewhat” common topic, particularly when someone wants to purchase a life insurance policy on another person! This is why… We wanted to take a […] Read more
Final Expense Insurance
Life insurance is an essential financial tool that provides peace of mind and financial security for individuals and their families. However, obtaining life insurance can be challenging, particularly for those who are terminally ill. Despite this diagnosis, many terminally ill patients still need life insurance coverage to protect their loved ones financially. Fortunately, it is […] Read more
As we all know, life insurance can be an essential tool for securing your financial future and the well-being of your loved ones. However, the thought of applying for coverage when faced with mental health issues can be overwhelming—especially given the common belief that any mental illness can automatically disqualify you from life insurance. So, […] Read more
In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks either looking to purchase a life insurance policy on themselves after they have been diagnosed with Schizophrenia or looking to buy a life insurance policy on a family member who has been […] Read more
At IBUSA, we specialize in no-exam life insurance, including final expense and burial insurance policies, with and without health questions. We have compiled a list of our top picks so that our visitors can familiarize themselves with the current crop of companies offering final expense life insurance. For the best final expense plans, we recommend […] Read more
Few things in this life are free, and that includes dying. Whether you prepare for it or leave the burden to your friends and family, someone must pay for your final expenses and funeral. And if nobody does, you will be subject to a pauper’s funeral courtesy of the state. That is why we took […] Read more
Despite all the differences we as Americans face in today’s society, one irrefutable truth is that, at the end of the day, we all want what’s best for our own family and loved ones. Sometimes, this desire to do what’s best means that we have to assume the responsibility of another family member by ensuring […] Read more
Life insurance is an essential aspect of financial planning for many individuals, providing a safety net for their loved ones in case of unexpected events. However, buying life insurance for parents can be a daunting task, as it involves not only financial planning but also emotional considerations. In this article, we will discuss everything you […] Read more
In today’s world, end-of-life expenses can be a significant financial burden for families. One of the most significant expenses associated with death is the cost of a funeral. A while most of us understand that a funeral is a ceremony that marks the end of a person’s life and allows family and friends to come […] Read more
In this article, we will address some of the most common questions we receive from individuals who are applying for life insurance after being diagnosed with Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig’s disease. The questions we will answer in this article are: Is it possible for me to qualify for life insurance […] Read more
