At IBUSA, we work with the top burial insurance companies in the U.S.A. Our goal is to align our clients with the company that best meets their needs, goals, and of course, budget. So if you are a senior looking to buy the best burial insurance you have come to the right place. There are […] Read more
Final Expense Insurance
For many people, “life insurance” sounds like something only the rich and famous get for their heirs or is only something someone needs to worry about when they get “old.” But that’s the same thinking that makes a roofer super busy once it starts raining! It’s also the same kind of thinking leaves many family […] Read more
In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Prostate Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Prostate Cancer? Why do life […] Read more
Life insurance is an essential part of planning for the future, but the thought of undergoing a medical exam can be daunting for some individuals. This is where no medical exam life insurance policies come into play. These policies are designed for those who want life insurance coverage but prefer to avoid the medical exam […] Read more
Here at IBUSA, we’ll frequently receive calls from individuals looking to purchase a $25,000 life insurance policy typically so that they can have enough insurance on hand to take care of any final expenses, such as burial costs or outstanding debts, that may exist or arise at the time of their passing. And for many, […] Read more
In today’s uncertain world, financial planning is paramount, and life insurance stands as a cornerstone in securing one’s family and loved ones against unexpected hardships. Among the various options available, $10,000 life insurance policies offer a unique avenue for individuals seeking modest coverage at affordable premiums. This article aims to provide insights into the world […] Read more
Funerals are a reality we all must face, and the financial burden they bring can be overwhelming for our loved ones left behind. Yet, despite the importance of planning ahead, many people find excuses to avoid purchasing a final expense insurance policy. In this article, we will delve into the top eight excuses commonly used […] Read more
If you’re wondering how long you must wait before you can reapply for life insurance, chances are your recent attempt to get insurance didn’t work out as you hoped. Perhaps it was denied, postponed, or approved at a much higher price than you expected. Now you’re wondering when you should give it another try. The […] Read more
Unlike other more “traditional” types of life insurance policies, which are typically designed to meet specific needs, final expense policies or burial life insurance policies can be confusing for some people. Therefore, in this article, we will discuss how final expense insurance policies work and highlight a few key points that you should be aware […] Read more
The best final expense insurance companies offer different types of coverage, including whole life insurance with a graded death benefit. And many people want to know, “What is a Graded Death Benefit?” A graded death benefit is a term used to describe a “clause” within every guaranteed issue life insurance policy, which will limit coverage […] Read more
