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Dangerous Hobbies

Seeing how base jumping is considered one of the most dangerous recreational activities worldwide. Therefore, it is understandable why a base jumper would want to purchase a life insurance policy. However, it is also easy to see why a life insurance company may be hesitant to insure a base jumper, no matter how healthy they […] Read more

It is generally recommended that everyone consider purchasing life insurance, regardless of their occupation or hobbies. Life insurance can provide financial protection for your loved ones in the event of your death, helping to cover expenses such as funeral costs, outstanding debts, and ongoing living expenses. But… For folks who enjoy Hang Gliding or Paragliding, […] Read more

Many scuba divers don’t consider their beloved activity dangerous, which can catch them off guard when asked about it during a life insurance application. That’s why we want to take a moment to discuss how scuba diving may affect the outcome of your application and highlight a few other factors that may come into play, […] Read more

At IBUSA, we know that you never want to argue about whether it’s fair for someone who frequently skydives to either not qualify for life insurance or be forced to pay more than someone who doesn’t. The reason is simple: You’re likely to encounter a logical argument that those who skydive regularly tend to be […] Read more