Seeing how base jumping is considered one of the most dangerous recreational activities worldwide. Therefore, it is understandable why a base jumper would want to purchase a life insurance policy. However, it is also easy to see why a life insurance company may be hesitant to insure a base jumper, no matter how healthy they […] Read more
Dangerous Hobbies
It is generally recommended that everyone consider purchasing life insurance, regardless of their occupation or hobbies. Life insurance can provide financial protection for your loved ones in the event of your death, helping to cover expenses such as funeral costs, outstanding debts, and ongoing living expenses. But… For folks who enjoy Hang Gliding or Paragliding, […] Read more
The moment you mention scuba diving during a life insurance application, you might notice the agent’s tone shift or see additional forms appear. This reaction stems from outdated perceptions of diving as an extreme sport, when modern recreational diving with proper certification carries significantly lower risk than many assume. The frustration deepens when you discover […] Read more
At IBUSA, we know that you never want to argue about whether it’s fair for someone who frequently skydives to either not qualify for life insurance or be forced to pay more than someone who doesn’t. The reason is simple: You’re likely to encounter a logical argument that those who skydive regularly tend to be […] Read more
