🪂 Life Insurance for Base Jumpers Coverage Options for Extreme Athletes Base jumping is considered one of the world’s most dangerous sports, and obtaining life insurance coverage presents significant challenges due to the extreme mortality risk insurers face when covering participants. ✓High Risk Sport: Significant mortality rates ✓Limited Options: Most insurers exclude or decline ✓Full […] Read more
Dangerous Hobbies
🪂 Life Insurance for Hang Gliders & Paragliders Coverage Options for Aviation Sports Enthusiasts Life insurance is available for hang gliders and paragliders, though coverage typically includes exclusions for aviation activities or higher premiums based on frequency, experience level, and safety practices. Options range from policies with aviation exclusions to specialty coverage designed for […] Read more
The moment you mention scuba diving during a life insurance application, you might notice the agent’s tone shift or see additional forms appear. This reaction stems from outdated perceptions of diving as an extreme sport, when modern recreational diving with proper certification carries significantly lower risk than many assume. The frustration deepens when you discover […] Read more
At IBUSA, we know that you never want to argue about whether it’s fair for someone who frequently skydives to either not qualify for life insurance or be forced to pay more than someone who doesn’t. The reason is simple: You’re likely to encounter a logical argument that those who skydive regularly tend to be […] Read more
