🎯 Bottom Line Up Front Can you get life insurance with chronic pain? YES. While chronic pain conditions require careful underwriting review, most people can obtain coverage with proper documentation of pain management, underlying causes, and functional capacity. From an insurance perspective, chronic pain presents unique underwriting challenges because it’s often subjective, can vary in […] Read more
Prescription Medications
🎯 Bottom Line Up Front Can you get life insurance with fibromyalgia? YES. Most people with fibromyalgia qualify for standard life insurance rates, as the condition itself doesn’t significantly impact mortality. Rates primarily depend on symptom management, work status, and any associated conditions like depression or anxiety. From a life insurance perspective, fibromyalgia is generally […] Read more
Discussing life insurance can feel like a big step—it brings up topics like your future, finances, and health. When the conversation turns to cannabis use, you might worry about how it could affect your ability to get coverage. The good news is that the life insurance industry has become much more accepting of cannabis users […] Read more
Author: Insurance Brokers USA Team Updated: September 2025 Reading Time: 9 minutes Applying for life insurance while wondering about that weekend cannabis use creates a unique anxiety that millions of Americans now face. With marijuana legal in numerous states but still federally controlled, the intersection of cannabis use and life insurance applications has become increasingly […] Read more
In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Tobradex, or its generic form Tobramycin/Dexamethasone. A prescription medication that is commonly used to treat or prevent eye infections. Questions that will be […] Read more
In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Protonix or its generic form, Pantoprazole, to help treat Gastroesophageal Reflux Disease (GERD) and/or minimize the damage done to one’s esophagus due to […] Read more
In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Tobramycin (inhaler) or one of the common brand names it is sold under, including: Bethkis, Kitabis Pak Tobi Podhaler, Tobi Or Tobrex to […] Read more
Life Insurance for Sonata users. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Sonata or its generic form Zaleplon to treat insomnia. Questions that will be directly addressed will include: Can […] Read more
In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Rozerem or its generic form, Ramelton to treat one’s insomnia Questions that will be directly addressed will include: Can I qualify for a […] Read more
In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Premarin or its generic form conjugated estrogens to help treat symptoms associated with menopause or low estrogen levels. Premarin has also been found […] Read more
