🎯 Bottom Line Up Front Can you get life insurance as a Cambia (Diclofenac) user? Yes, absolutely. Cambia is a common, FDA-approved NSAID for migraine treatment with minimal insurance impact. Most users qualify for standard rates, with coverage decisions based primarily on underlying migraine conditions rather than the medication itself. From a life insurance perspective, […] Read more
Pre-existing conditions
🎯 Bottom Line Up Front Can you get life insurance while taking Norvasc (Amlodipine)? Absolutely. Norvasc is one of the most insurance-friendly blood pressure medications available. Well-controlled hypertension with amlodipine typically qualifies for standard or even preferred rates, with coverage decisions based on blood pressure control rather than medication choice. Norvasc (amlodipine besylate) is a […] Read more
🎯 Bottom Line Up Front Can you get life insurance with idiopathic orthostatic hypotension? Yes, but it’s complex. Coverage depends heavily on symptom severity, functional impact, fall risk, and underlying cause exclusion. Mild cases with good management often qualify for standard rates or better, while severe cases may face significant ratings or postponement. Unlike secondary […] Read more
🎯 Bottom Line Up Front Can you get life insurance with Paget’s disease? YES, but approval depends significantly on disease severity, bone involvement, complications, and treatment response. Most carriers will require detailed medical records and may offer standard to substandard rates based on your specific case progression and overall health management. For life insurance applicants, […] Read more
🎯 Bottom Line Up Front Can you get life insurance with Ventricular Septal Defect (VSD)? YES. Most people with successfully repaired VSDs can obtain standard or near-standard life insurance rates. Small, asymptomatic VSDs may qualify for preferred rates, while complex cases require specialized underwriting but remain insurable through our network of 50+ carriers. Ventricular Septal […] Read more
🎯 Bottom Line Up Front Can you get life insurance with urticaria (hives)? YES. Most people with urticaria can obtain standard life insurance rates, especially those with well-controlled chronic urticaria or only occasional acute episodes. Even severe cases with identified triggers and proper management typically qualify for coverage with minimal rate increases. From a life […] Read more
🎯 Bottom Line Up Front Can you get life insurance with Wolff-Parkinson-White Pattern (WPW)? YES. Asymptomatic WPW pattern typically qualifies for standard rates, while WPW syndrome with symptoms may see slight rate increases. Even post-ablation cases usually return to standard rates after successful treatment and recovery period. Wolff-Parkinson-White (WPW) is a cardiac condition involving an […] Read more
🎯 Bottom Line Up Front Can you get life insurance with von Willebrand’s disease? YES. Most people with von Willebrand’s disease (VWD) can qualify for life insurance, especially those with Type 1 (mild). Rates depend on disease type, bleeding history, treatment requirements, and overall symptom control. From a life insurance perspective, VWD presents a relatively […] Read more
🎯 Bottom Line Up Front Can you get life insurance with varices? DEPENDS. Simple varicose veins typically qualify for standard rates, while esophageal varices require detailed evaluation based on underlying liver disease severity. Coverage availability ranges from preferred rates for cosmetic leg varices to specialized underwriting for portal hypertension cases. From a life insurance perspective, […] Read more
🎯 Bottom Line Up Front Can you get life insurance with poliomyelitis history? YES. Most polio survivors can obtain life insurance coverage. Mild residual effects typically qualify for standard rates, while more significant disabilities may see moderate rate increases. Post-polio syndrome requires specialized underwriting but remains insurable through carriers experienced with neurological conditions. From a […] Read more