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Universal Life Insurance

Universal Life Insurance Pros and Cons

Most articles about life insurance discuss two basic policy types:  term life and whole life.  And, for a long time, those were the only options. Beginning in the 1980s, though, a new form of permanent life insurance came on the scene—universal life (or “UL”).  UL often gets left out of the conversation, probably because it’s […] Read more

Indexed Universal Life Insurance

At IBUSA, we specialize in helping people get covered as quickly and easily as possible, even if that coverage happens to be IUL insurance. Thanks to many companies moving towards no exam life insurance, it is possible to qualify for an indexed universal life insurance policy without having to take an exam. Which is great […] Read more