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Accidental Death Insurance

Life Insurance and Base Jumping. Seeing how Base Jumping is one of the most dangerous recreational activities in the world, it easy to see why someone who likes to base jump would want to purchase a life insurance policy. It’s also easy… To understand why a life insurance company may be a bit nervous about […] Read more

Life Insurance with Lymphoma. In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with either Hodgkin or Non-Hodgkin Lymphoma. Questions that will be addressed will include: Can I qualify for life insurance if I have been […] Read more

Accidental Overdose and Life Insurance Seeing how that in 2019, more than 69,000 people died from an accidental overdose in America alone, it’s no wonder what was once an uncommon question asked by an individual now becomes a “somewhat” common topic. Particularly when someone is looking to purchase a life insurance policy on another person! […] Read more

Life Insurance for Hang Gliders or Paragliding. Even before most folks begin actively looking to purchase a life insurance policy, one will understand that things like one’s age, current health status, and whether or not they smoke will affect the outcome of their application. But what many… Folks fail to realize is that what a […] Read more

One thing that we know here at IBUSA is that you never want to find yourself in an argument debating whether or not it’s fair that someone who frequently skydives either can’t qualify for life insurance or is forced to pay more for his or her coverage than someone who doesn’t! This is because… What […] Read more

Seeing how in 2016 alone nearly 1 million drivers were arrested under the influence, it’s not all that difficult to imagine why we here at IBUSA get so many folks calling us asking… “If their previous DUI is going to prevent them from being able to qualify for a traditional term or whole life insurance […] Read more

Life Insurance and Mental Health Issues. Here at IBUSA, we’ll often receive phone calls from folks asking if someone with “mental health issues” can qualify for a traditional term or whole life insurance policy. Now… This may seem like an easy question to answer, but the problem is that without an “official diagnosis,” we wouldn’t, […] Read more

Accidental Death vs Life Insurance

In this article, we wanted to take a moment and briefly describe the differences between a traditional term or whole life insurance policy and an accidental death policy. Our intention will be… To provide one with useful information that they can then use to determine what “kind” of policy might best meet their needs. That […] Read more

Life Insurance for People with Schizophrenia In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks either looking to purchase a life insurance policy on themselves after they have been diagnosed with Schizophrenia or looking to buy a life insurance policy on […] Read more