Seeing how base jumping is considered one of the most dangerous recreational activities worldwide. Therefore, it is understandable why a base jumper would want to purchase a life insurance policy. However, it is also easy to see why a life insurance company may be hesitant to insure a base jumper, no matter how healthy they […] Read more
Accidental Death Insurance
In this article, we wanted to take a moment to answer some of the most common questions we get from people applying for life insurance after being diagnosed with either Hodgkin or non-Hodgkin lymphoma. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with either one […] Read more
Seeing how, in 2021, more than 98,000 people died from an accidental overdose in America alone, it’s no wonder what was once an uncommon question asked by an individual now becomes a “somewhat” common topic, particularly when someone wants to purchase a life insurance policy on another person! This is why… We wanted to take a […] Read more
It is generally recommended that everyone consider purchasing life insurance, regardless of their occupation or hobbies. Life insurance can provide financial protection for your loved ones in the event of your death, helping to cover expenses such as funeral costs, outstanding debts, and ongoing living expenses. But… For folks who enjoy Hang Gliding or Paragliding, […] Read more
At IBUSA, we know that you never want to argue about whether it’s fair for someone who frequently skydives to either not qualify for life insurance or be forced to pay more than someone who doesn’t. The reason is simple: You’re likely to encounter a logical argument that those who skydive regularly tend to be […] Read more
Seeing how nearly 1 million drivers are arrested under the influence every year, it’s not all that difficult to imagine why we here at IBUSA get so many folks calling us asking… “Is their previous DUI going to prevent them from being able to qualify for a traditional term or whole life insurance policy?” This […] Read more
As we all know, life insurance can be an essential tool for securing your financial future and the well-being of your loved ones. However, the thought of applying for coverage when faced with mental health issues can be overwhelming—especially given the common belief that any mental illness can automatically disqualify you from life insurance. So, […] Read more
Accidental death insurance and life insurance are two different types of insurance policies that offer varying levels of coverage and benefits. Unfortunately, many people who aren’t familiar with how life insurance works and are eager to get insured will often confuse these policies or assume that they are interchangeable. This is why, understanding the differences […] Read more
In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks either looking to purchase a life insurance policy on themselves after they have been diagnosed with Schizophrenia or looking to buy a life insurance policy on a family member who has been […] Read more
