At IBUSA, we no longer consider Voya Financial as one of the best life insurance companies in the U.S. This is because the company stopped offering individual coverage in December 2018. However, this doesn’t necessarily mean that they are a bad company; it simply means that they are no longer an option for purchasing an […] Read more
Life Insurance
As a small independent life insurance brokerage at IBUSA, one of the significant advantages is our flexibility in choosing which life insurance carriers to carry. Unlike larger companies, we do not need to spend weeks training hundreds of agents when adding a new carrier to our lineup. Instead, we can meet with our team to […] Read more
Formerly known as Minnesota Life, Securian Life Insurance Company has maintained its level of excellence while rebranding with a name with more regional appeal. However, this name change has not significantly impacted us here at IBUSA. Regardless of their name, we have always known that Securian Life Insurance Company can often be the best life […] Read more
Vantis is a reliable company that provides no exam life insurance for those seeking quick and effortless coverage. The products offered by Vantis cater to a specific market, and we may suggest Vantis to clients who would benefit most from their products. In this review of Vantis, we will examine the company in greater detail […] Read more
Manhattan Life is a specialized company that offers niche products, including no-exam life insurance. Although smaller in size, Manhattan Life has a unique focus that may interest certain individuals. In this review, we will take a closer look at the company and its offerings to help readers decide whether Manhattan Life is the best choice […] Read more
While Liberty Mutual offers life insurance, it’s important to note that the company doesn’t underwrite individual life insurance policies itself. Instead, they act as a referral service and send life insurance leads to another carrier, as we’ll explain further in our Liberty Mutual review. This means that Liberty Mutual may not be considered one of […] Read more
Chartered in Indiana in 1951 and now headquartered in Waco, Texas, American Income Life (“AIL”) is a financially strong life insurer that focuses on serving “working families.” AIL’s bread and butter is marketing life insurance to members of associations—especially labor unions and credit unions—though group membership is not generally a prerequisite for coverage. Compare over […] Read more
At IBUSA, we work with many of the top final expense insurance companies. Although we do not currently represent Great Western, we want to provide a comprehensive review for anyone looking for the best policy. It’s important to note that just because we don’t offer Great Western products doesn’t mean they aren’t a quality life […] Read more
Ranking among the best final expense insurance companies, Sons of Norway strives to help serve those who may struggle to qualify for a traditional term or whole life insurance policy due to a pre-existing medical condition. This is particularly true… For applicants who may not fall within the usual age requirements (45-80 years of age) that […] Read more
One of the best things about remaining an independent life insurance brokerage is that it allows us to work with companies like The Standard Life Insurance Company, which may not be well known but offers some great products for specific niche populations. Which, along with… A strong A rating with A.M. Best makes it one […] Read more
