In the insurance industry, when someone refers to a final expense quote, they’re typically referring to a type of life insurance policy that is designed to cover funeral expenses and other expenses associated with end-of-life care, such as burial and funeral costs, medical bills and outstanding debts and in most cases, the policies discussed will […] Read more
Life Insurance
Here at IBUSA, we’ve found that usually, when someone decides to purchase a Life insurance policy for the first time, they’re typically thinking about buying a policy that’s going to last their entire life. What they don’t know is that policies that last one “whole life” are called Whole Life Insurance and are usually significantly […] Read more
Universal life insurance is a versatile financial product that offers both benefits and drawbacks to policyholders. As a form of permanent life insurance, it provides coverage for the entirety of an individual’s life, with a portion of the premiums going towards a cash value account. This cash value accumulates over time and can be used […] Read more
In this article, we want to take a moment and discuss some of the differences you’ll find between life insurance policies that will require you to take a medical exam vs. those that won’t. And since we here at IBUSA offer both “types” of life insurance policies, our goal isn’t going to be to try […] Read more
Life insurance is a crucial component of financial planning for many individuals and families. It provides a safety net to loved ones in the event of an unexpected death, helping them to cover expenses and maintain their standard of living. One question that often comes up when considering life insurance is: How much coverage do […] Read more
Life insurance is a crucial aspect of financial planning, providing peace of mind and security for you and your loved ones. But with so many options available, it can be overwhelming to choose the right one. Should you opt for the low-cost term life insurance or the long-term protection offered by whole life insurance? To […] Read more
One of the main reasons why individuals will choose to purchase a term life insurance policy is because when compared to other types of life insurance policies, term insurance is typically the most affordable option. Particularly when quoting 10 and 15-year term life policies. This is why it’s not all that surprising that we frequently […] Read more
When someone begins looking for a life insurance policy at the age of 80 or above, they usually want to purchase a final expense or burial life insurance policy. This way, when the inevitable happens, a small whole-life insurance policy will help their loved ones pay for the considerable expenses associated with even the most […] Read more
In this guide, we’ll explore the factors that influence life insurance rates, provide tips for finding the most affordable coverage, and dispel common misconceptions about cheap life insurance. So, whether you’re just starting your life insurance journey or you’re looking to save money on your current policy, this guide is an essential resource for finding […] Read more
Mortality Rates in New Hampshire New Hampshire Population: 1,359,711 (10th lowest) Population Density: 152.62 per square mile (20th most dense) Median Age: 43.1 (2nd oldest) Deaths Per Year: 12,744 Annual Deaths Per 100,000: 941.7 Life Expectancy at Birth: 79.1 Fertility Rate (births per 1,000 women age 15-44): 48.2 (2nd lowest rate) Leading Causes of Death […] Read more
