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Life Insurance

Is Burial Insurance worth it?

To understand whether or not a burial life insurance policy is “worth it,” one must first understand that for an insurance company to remain in business, it must first collect more money than it pays. So… When critics of these “types” of life insurance policies state that most folks pay more for their insurance than they […] Read more

South Carolina Mortality Rates

Mortality Rates in South Carolina South Carolina Population: 5,148,714 (23rd highest) Population Density: 167.01 per square mile (19th most dense) Median Age: 40.1 (12th oldest) Deaths Per Year:  50,640 Annual Deaths Per 100,000: 996.0 Life Expectancy at Birth:  76.5 Fertility Rate (births per 1,000 women age 15-44):  58 (22nd lowest rate) Leading Causes of Death […] Read more

When it comes time to purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process.  After all, not only does someone have to figure out what “kind” of life insurance policy will be the best one for them (think traditional term life insurance, no exam […] Read more

If you’ve landed on this page, it’s likely that you’re in the market for a quality burial or final expense life insurance policy and have some questions about Aetna. You may be wondering if Aetna is a good life insurance company if they have a policy that’s right for you, or what the pros and […] Read more

As we all know, life insurance can be an essential tool for securing your financial future and the well-being of your loved ones. However, the thought of applying for coverage when faced with mental health issues can be overwhelming—especially given the common belief that any mental illness can automatically disqualify you from life insurance. So, […] Read more

KSKJ Life Insurance Review

You need more than just any life insurance policy – you need the best final expense or burial life insurance policy that fits your budget, requirements, and eligibility. If you’ve considered KSKJ Life as a possible option, we at IBUSA have compiled some information to help you make an informed decision. Let’s take a closer […] Read more

In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Kidney Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Kidney Cancer? Why do life […] Read more

United Heritage Insurance Review

When you’re in the market for a final expenses or burial life insurance policy, what factors do you consider when choosing a life insurance company? Perhaps affordability is your primary concern, or maybe you place more emphasis on their track record. At IBUSA, we understand that what you really want is a life insurance policy […] Read more

Royal Neighbors Life Insurance Review

Royal Neighbors makes our top final expense insurance companies list. Let’s take a look at why. Compare over 50 top life insurance companies instantly. Simply select two companies and click COMPARE.   Royal Neighbors Official Ratings Ultimately, you need a company that is financially secure and good with customers so let’s take a look. A.M. […] Read more

Accidental death insurance and life insurance are two different types of insurance policies that offer varying levels of coverage and benefits. Unfortunately, many people who aren’t familiar with how life insurance works and are eager to get insured will often confuse these policies or assume that they are interchangeable. This is why, understanding the differences […] Read more