Since one of the most common questions we receive from clients here at IBUSA is… What happens at the end of my term life insurance if I don’t die? We figured we ought to take a moment or two and describe one feature many life insurance agents will use to answer this question. That feature, […] Read more
Life Insurance
It’s close to impossible to discuss purchasing a final expense life insurance policy without mentioning Globe Life Insurance. The company has chosen to specialize in offering small-term and whole-life insurance policies that can be an excellent solution for those seeking coverage for any final expenses that may occur upon their passing. However, it’s important to […] Read more
Life insurance is a topic that often gets overlooked or put on the back burner, yet it is a crucial aspect of financial planning. Many people wonder if life insurance is worth the cost and effort. The truth is that life insurance provides financial security for loved ones and can help cover expenses and debts […] Read more
Seeing how base jumping is considered one of the most dangerous recreational activities worldwide. Therefore, it is understandable why a base jumper would want to purchase a life insurance policy. However, it is also easy to see why a life insurance company may be hesitant to insure a base jumper, no matter how healthy they […] Read more
Mortality Rates in Oklahoma Oklahoma Population: 3,956,971 (28th highest) Population Density: 58.03 per square mile (34th most dense) Median Age: 37.1 (6th youngest) Deaths Per Year: 40,993 Annual Deaths Per 100,000: 1,038.1 Life Expectancy at Birth: 75.6 Fertility Rate (births per 1,000 women age 15-44): 63.4 (9th highest rate) Leading Causes of Death in Oklahoma […] Read more
Life insurance is one of those “things” that most folks with a family understand that they NEED, but sometimes fail to realize just how badly they REALLY need it! We know this because even within the 55 to 65% of Americans who have life insurance, nearly ½ of those are UNDERINSURED (Insurance Information Institute). Sadly… […] Read more
Being diagnosed with breast cancer is a difficult and life-altering experience. One of the many concerns that may arise during this time is the fear of being denied life insurance coverage. After all, it… Can be overwhelming to think about the financial implications of such a diagnosis, and the added stress of applying for life […] Read more
When it comes to final expense insurance, the best final expense insurance companies in the U.S. are those that offer excellent financial ratings, high-quality policies, and affordable prices. In this article, we review Lincoln Heritage, one of the top burial insurance plans in the market. While we provide a comprehensive breakdown of the company and […] Read more
When it comes time to purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process. After all, not only does someone have to figure out what “kind” of life insurance policy is going to be the best one for them (think traditional term life insurance, […] Read more
In this article, we wanted to take a moment to answer some of the most common questions we get from people applying for life insurance after being diagnosed with either Hodgkin or non-Hodgkin lymphoma. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with either one […] Read more
