California Mortality Rates 2025 Comprehensive Health Report Population 39.5M 1st largest in US Life Expectancy 79.0 years 2nd highest nationally Health Ranking 8th Top tier nationally Annual Deaths 285K+ ~720 per 100,000 Leading Causes of Death Updated data from 2022-2024 showing California’s mortality statistics and favorable national rankings: Cause of Death Deaths/Year Per 100,000 National […] Read more

One of the main selling features insurance companies and agents use when describing a burial life insurance policy is that, often, individuals can qualify for coverage immediately. In other words, they can purchase their burial life insurance policy with no waiting period. While it is technically true that most burial life insurance policies can be […] Read more

🦠 Life Insurance for COVID-19 Insurance companies evaluate COVID-19 cases based on severity, recovery status, and presence of ongoing complications rather than the infection itself. Most people who recover completely qualify for standard rates without permanent impact on premiums. ✓Most Cases Get Standard Rates: Mild to moderate COVID-19 with complete recovery typically qualifies for standard […] Read more

💰 Is Final Expense Insurance a Good Deal? Final expense insurance, also called burial insurance or funeral insurance, is a specialized life insurance product designed to cover end-of-life costs. The straightforward question is: Does it deliver value, or are you paying too much for limited coverage? The answer depends on your age, health status, existing […] Read more

As licensed insurance professionals focused on senior coverage, we’ve done the heavy lifting—reviewing more than 50 burial insurance companies to save you weeks of research. This guide draws on our experience to break down the best final expense insurance options for seniors ages 50 to 85, comparing costs, coverage flexibility, and approval odds. Our goal […] Read more

You submit your life insurance application feeling confident about your health, only to receive a letter weeks later with terms that don’t match what you expected. The premium is higher than quoted, or worse, you’ve been placed in a “substandard” category that sounds more alarming than your doctor’s last assessment suggested. This disconnect between your […] Read more

Illinois Mortality Rates 2025 Comprehensive Health Report Population 12.67M 6th highest in US Life Expectancy 78.8 years National average Mortality Rate 15th Highest overall Annual Deaths 110,022 863.5 per 100,000 Leading Causes of Death Updated data from 2018-2019 showing Illinois mortality statistics and national rankings: Cause of Death Deaths/Year Per 100,000 National Rank Heart Disease […] Read more

It’s pretty safe to say that once your doctor mentions words like “chronic,” “progressive,” or “long-term management,” your mind is probably going to quickly race beyond the immediate treatment concerns towards the longer-term realities – how will this affect your ability to work, care for your family, and maintain financial stability? And while traditional life […] Read more

West Virginia Mortality Rates 2025 Comprehensive Health Report Population 1.79M 37th highest in US Life Expectancy 74.4 years Lowest nationally Median Age 42.9 years 4th oldest state Annual Deaths 23,478 1,300.1 per 100,000 Leading Causes of Death Updated data from 2018-2019 showing West Virginia mortality statistics and national rankings: Cause of Death Deaths/Year Per 100,000 […] Read more