🎯 Bottom Line Up Front Can you get life insurance with medical conditions? YES, in most cases. While health conditions affect rates and coverage options, the majority of people with medical histories can obtain life insurance. The key is understanding how conditions are evaluated and working with the right approach. Life insurance underwriting evaluates mortality […] Read more
Life Insurance
Florida Mortality Rates 2025 Comprehensive Health Report Population 23.4M 3rd highest in US Life Expectancy 77.5 years 22nd highest nationally Health Ranking 31st Middle tier nationally Annual Deaths 234K ~1,000 per 100,000 Leading Causes of Death Updated data from 2022-2024 showing Florida’s mortality statistics and national rankings: Cause of Death Deaths/Year Per 100,000 National Rank […] Read more
Life insurance is an essential part of planning for the future, but the thought of undergoing a medical exam can be daunting for some individuals. This is where no medical exam life insurance policies come into play. These policies are designed for those who want life insurance coverage but prefer to avoid the medical exam […] Read more
When most people think of life insurance, they typically picture a married couple with children. However, life insurance is not just for those with dependents. Single individuals can benefit from having life insurance, too. In this article, we’ll explore why life insurance may be a good idea for single people, what types of life insurance […] Read more
Planning for end-of-life expenses can feel overwhelming, especially when balancing the need for adequate coverage with affordable premiums. This is usually when many discover that a $25,000 life insurance policy might offer the right balance for covering funeral costs, outstanding debts, and providing peace of mind for loved ones. This is why we choose to […] Read more
Life’s unpredictability doesn’t have to leave your family vulnerable. While no one wants to think about worst-case scenarios, the reality is that financial security becomes your family’s lifeline when the unexpected happens. Enter $10,000 life insurance—the perfect stepping stone for those ready to protect their loved ones without breaking the bank. Think of it as […] Read more
Funerals are a reality we all must face, and the financial burden they bring can be overwhelming for our loved ones left behind. Yet, despite the importance of planning ahead, many people find excuses to avoid purchasing a final expense insurance policy. In this article, we will delve into the top eight excuses commonly used […] Read more
As licensed insurance professionals, we’ve spent countless hours analyzing over 50 life insurance companies to save you weeks of research. This guide demonstrates our expertise through detailed analysis, but remember, choosing the right policy will ultimately depend on your unique situation. How to use this guide: Jump directly to companies that interest you using the […] Read more
🎯 Bottom Line Up Front Can you get life insurance with lung cancer? POSSIBLY. Lung cancer survivors may obtain coverage depending on cancer type, stage, treatment response, and survival time. Early-stage cases with excellent long-term outcomes have the best prospects, though options remain limited compared to other cancers. Life insurance underwriting for lung cancer is […] Read more
When starting a new life together as a married couple, it’s easy to get caught up in the excitement of building a home and future plans. However, it’s also important to consider the financial protection of your spouse and loved ones in the event of an unexpected tragedy. This is why many newlyweds begin shopping […] Read more
