Penn Mutual Life Insurance Company has provided financial protection for over 175 years, establishing itself as one of America’s most enduring mutual insurers. With a record-breaking $265 million dividend payout planned for 2025 and consistently high financial ratings, Penn Mutual continues to demonstrate why mutual companies remain attractive to policyholders seeking both protection and participation […] Read more

Discovering Pacific Life Insurance often happens through retirement planning conversations or employer benefit packages, where their annuity products frequently dominate recommendation lists. This Newport Beach-based mutual company operates somewhat behind the scenes compared to household names like Northwestern Mutual or New York Life, yet manages over $200 billion in assets while serving millions of policyholders […] Read more

Indiana Mortality Rates 2025 Comprehensive Health Report Population 6.73M 17th highest in US Life Expectancy 76.8 years 11th lowest (tied with Ohio) Mortality Rate 10th highest Age-adjusted Annual Deaths 65,693 981.7 per 100,000 Leading Causes of Death Indiana mortality statistics showing elevated rates across multiple health categories: Cause of Death Deaths/Year Per 100,000 National Rank […] Read more

Louisiana Mortality Rates 2025 Comprehensive Health Report Population 4.56M 25th highest in US Life Expectancy 72.2 years Men: 68.8 | Women: 75.9 Health Ranking 49th Improved from 50th Annual Deaths 50-52K 988.2 per 100,000 Leading Causes of Death Updated data from 2022-2024 showing Louisiana’s mortality statistics and national rankings: Cause of Death Deaths/Year Per 100,000 […] Read more

You’ve calculated your family’s financial needs—mortgage balance, income replacement for ten years, college funding for two children, outstanding debts—and arrived at a clear conclusion: you need $500,000 in life insurance coverage. But when you search for pricing information, you encounter the same frustrating pattern: vague ranges that span from $30 to $200 monthly, calculators that […] Read more

Choosing Northwestern Mutual means entrusting your family’s financial future to America’s largest life insurance company – a decision that brings both compelling advantages and important considerations that deserve careful examination. The company’s exceptional financial strength and 167-year track record inspire confidence, yet questions about premium costs and agent-only sales often create uncertainty for prospective policyholders. […] Read more

Aside from its well-known brand and financial strength, John Hancock Life Insurance Company should always be considered one of the top life insurance companies in the country, according to IBUSA. Although John Hancock may not always offer the best initial pricing, the company stands out from its competitors with its unique approach to certain clients […] Read more

⏰ What Happens At The End Of Term Life Insurance When your term life insurance policy ends, your coverage stops. There is no automatic payout simply because you held the policy. What matters is what happens during the term—if you die during the covered period, your beneficiaries receive the death benefit. If you live past […] Read more

Guardian Life Insurance has earned its reputation as one of America’s most stable and trusted life insurance companies through 165 years of consistent operations, financial strength, and a genuine commitment to policyholders. As a mutual company owned by its policyholders rather than shareholders, Guardian operates differently from stock-based competitors—prioritizing long-term policyholder value over short-term profits. […] Read more