Infinite banking is a concept created by Nelson Nash where you “Become Your Own Banker” using a properly designed dividend-paying whole life insurance policy focused on cash value growth and accumulation. The basic premise of the Infinite Banking Concept is the whole life insurance policy acts as your own personal bank. And for any large […] Read more
Life Insurance
Montana Mortality Rates 2025 Big Sky Health Report Population 1.07M 8th lowest in US Life Expectancy 78.7 years 24th nationally Population Density 7.4 per sq mi 4th least dense Mortality Rate 941 per 100k Above national average Leading Causes of Death Montana mortality statistics reflecting the health challenges of an aging, rural population in America’s […] Read more
If you’re in your 50s, life insurance can start to feel like something you should finally check off the list—but finding the right policy doesn’t have to be stressful. We’ve reviewed rates from more than 50 top companies to help people in this age range find affordable coverage that actually fits their needs. Whether you’re […] Read more
Pennsylvania Mortality Rates 2025 Comprehensive Health Report Population 12.8M 5th highest in US Life Expectancy 78.1 years Above national average Median Age 40.9 8th oldest state Annual Deaths 134,702 1,051.8 per 100,000 Leading Causes of Death Pennsylvania mortality statistics showing causes of death and national rankings: Cause of Death Deaths/Year Per 100,000 National Rank Heart […] Read more
Colorado Mortality Rates 2025 Comprehensive Health Report Population 5.76M 21st largest state Life Expectancy 80.0 years 7th highest in US Death Rate 676.4 3rd lowest per 100K Median Age 37.3 Young & healthy Leading Causes of Death Colorado’s exceptional health profile showing some of the nation’s best mortality outcomes: Cause of Death Deaths/Year Per 100,000 […] Read more
💰 Build Wealth and Protection Combined Understand Both Sides Before Committing Cash value life insurance offers lifetime protection with a savings component that grows tax-deferred. But it’s also significantly more expensive than term insurance and comes with complexities that don’t suit everyone’s financial situation. ✓Permanent Coverage: Protection that lasts your entire lifetime, not just 20-30 […] Read more
🤔 Life Insurance Isn’t For Everyone But It’s Essential When You Have Financial Dependents Life insurance is about protecting others from financial hardship if you’re no longer here to provide. ✓Financial Protection: Replaces your income for dependents ✓Debt Coverage: Pays off mortgages and major debts ✓Future Security: Funds education and long-term goals ✓Peace of Mind: […] Read more
United States Mortality Rates 2025 National Health Overview Total Population 328.2M 3rd largest globally Life Expectancy 77.8 years F: 80.5, M: 75.1 Mortality Rate 870 per 100k National average Annual Deaths 2.85M Median age: 38.1 Leading Causes of Death in America National mortality statistics showing the primary health challenges facing Americans across all 50 states […] Read more
If you’re in your 70s, shopping for life insurance can feel a bit overwhelming—but it doesn’t have to be. We’ve reviewed rates and options from over 50 top companies to see which ones offer the best coverage for seniors. In this guide, we’ll walk through the challenges you might face and share practical strategies to […] Read more
📊 Life Insurance in Your 20s Complete Guide for Ages 20-29 2024 Rate Charts & Smart Strategies Your 20s are the best time to lock in low life insurance rates—often the lowest you’ll ever see. This guide breaks down whether you really need coverage at this stage, what realistic pricing looks like, and how […] Read more
