Shopping for life insurance can be a frustrating experience. One website promises coverage for just $15 a month, while another suggests premiums in the hundreds, leaving you unsure what’s real and what isn’t. The confusion only grows when calculators give completely different estimates or when friends mention rates that sound far lower than anything you’ve […] Read more
Life Insurance
It’s probably safe to say that the person who coined the phrase “good is not cheap and cheap is not good” likely did not have life insurance in mind, especially given the fact that rarely has life insurance been more affordable than it is today! But it’s important to remember that price shouldn’t be your […] Read more
You’ve honed in on two major insurers, AIG and Allianz, but picking between them feels tricky. Both offer similar products and competitive rates, yet conflicting online reviews and each company’s focus on different strengths make it hard to compare them directly, leaving you unsure which aligns best with your needs. While AIG and Allianz stand […] Read more
Hawaii Mortality Rates 2025 Comprehensive Health Report Population 1.45M 41st largest in US Life Expectancy 80.7 years Highest in US Health Ranking 1st Healthiest state Annual Deaths 12K+ ~830 per 100,000 Leading Causes of Death Updated data from 2022-2024 showing Hawaii’s exceptional mortality statistics and outstanding national rankings: Cause of Death Deaths/Year Per 100,000 National […] Read more
Virginia Mortality Rates 2025 Comprehensive Health Report Population 8.54M 12th highest in US Life Expectancy 79.1 years 19th nationally Mortality Rate 17th lowest Age-adjusted Annual Deaths 69,359 814.3 per 100,000 Leading Causes of Death Virginia mortality statistics showing generally favorable health outcomes across most categories: Cause of Death Deaths/Year Per 100,000 National Rank Heart Disease […] Read more
💰 Do I Get Money Back If I Cancel Term Life Insurance? The Complete Answer The straightforward truth about term life insurance cancellations, cash value, return of premium riders, and smarter alternatives to simply giving up your coverage. ✓Direct Answer: Standard term = no refund ✓Exception: Return of premium policies explained ✓Better Options: Alternatives to […] Read more
Let’s face it… Even though every life insurance commercial you’re going to see is going to make it look like purchasing a policy is “super easy” the fact is, buy a life insurance policy can sometimes be quite difficult. Difficult because… First you need to decide how “much” life insurance you’re going to need. And […] Read more
For many people, “life insurance” sounds like something only the rich and famous get for their heirs or is only something someone needs to worry about when they get “old.” But that’s the same thinking that makes a roofer super busy once it starts raining! It’s also the same kind of thinking leaves many family […] Read more
🎯 Bottom Line Up Front Can you get life insurance with thyroid cancer? YES. Most thyroid cancer survivors can obtain coverage, with papillary thyroid cancer often qualifying for standard rates after 2-5 years. Early-stage cases and complete treatment response provide the best outcomes. Thyroid cancer, while understandably concerning at diagnosis, has become one of the […] Read more
When you search “how much does life insurance cost,” you’ll find endless calculators promising instant quotes and articles citing vague price ranges that somehow apply to everyone. The reality? A healthy 30-year-old non-smoker might pay $15 monthly for $250,000 in coverage, while their 50-year-old colleague with controlled diabetes could face $180 monthly for the same […] Read more
