Let’s face it… Even though every life insurance commercial you’re going to see is going to make it look like purchasing a policy is “super easy” the fact is, buy a life insurance policy can sometimes be quite difficult. Difficult because… First you need to decide how “much” life insurance you’re going to need. And […] Read more
Life Insurance
For many people, “life insurance” sounds like something only the rich and famous get for their heirs or is only something someone needs to worry about when they get “old.” But that’s the same thinking that makes a roofer super busy once it starts raining! It’s also the same kind of thinking leaves many family […] Read more
In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Thyroid Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Thyroid Cancer? Why do life […] Read more
Determining the cost of a $250,000 life insurance policy depends on several factors, with the type of policy being the biggest. Are you considering a term life insurance policy that provides coverage for a set period or a whole life insurance policy that offers coverage for your entire life? Here are some sample rates for […] Read more
Here at IBUSA, we have found that as many of our clients turn 60 and beyond, their priorities will often shift from accumulating wealth to protecting it. And one important way to protect your assets and your loved ones is through life insurance. As a result, some individuals who previously didn’t see the importance of […] Read more
Mortality Rates in Alabama Alabama Population: 4,903,185 (24th largest) Population Density: 97.18 per square mile (27th most dense) Median Age: 39.4 (19th oldest) Deaths Per Year: 54,109 Annual Deaths Per 100,000: 1,100 Life Expectancy at Birth: 75.1 years. Fertility Rate (births per 1,000 women age 15-44): 61.7 (17th highest rate) Leading Causes of Death in […] Read more
Life insurance is a crucial tool for protecting loved ones financially in the event of an unexpected death. However, the traditional life insurance application process can be lengthy and invasive, often requiring a medical exam and underwriting process. This can deter some individuals from seeking coverage altogether. Fortunately, there are now options available for those […] Read more
Life insurance can provide financial security for your loved ones in the event of your untimely death. However, what if you could also receive financial benefits while you’re still alive? This is where term life insurance with living benefits comes in. Unlike traditional term life insurance policies that only pay out a death benefit, term […] Read more
In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Prostate Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Prostate Cancer? Why do life […] Read more
When it comes time to purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process. After all, not only does someone have to figure out what “kind” of life insurance policy will be the best for them (think traditional term life insurance, no medical exam […] Read more
