Let’s face it, even though every life insurance commercial you’re going to see is going to make it look like purchasing a policy is “super easy” the fact is, buy a life insurance policy can sometimes be quite difficult. Difficult because… First, you need to decide how “much” life insurance you’re going to need. And […] Read more
Life Insurance
Mortality Rates in New Mexico New Mexico Population: 2,096,829 (35th highest) Population Density: 17.36 per square mile (45th most dense) Median Age: 38.6 (20th youngest) Deaths Per Year: 19,007 Annual Deaths Per 100,000: 907.1 Life Expectancy at Birth: 77.2 Fertility Rate (births per 1,000 women age 15-44): 57.6 (18th lowest rate) Leading Causes of Death […] Read more
When it comes to purchasing life insurance, there are a variety of policy options available to meet different financial needs. One such option is annual renewable term life insurance (ART), which is a type of term policy that renews each year. While ART policies offer some advantages, such as a potentially lower initial premium, they […] Read more
When it comes to protecting our loved ones, there are many questions and uncertainties that arise. What will happen to our family if the worst should occur? How will they financially survive without us? These are heavy thoughts, but they are also important ones to consider. And even though considering the future and what might […] Read more
At IBUSA, we specialize in placing difficult cases. However, we also excel at placing easy cases and helping our clients get the best health ratings and lowest prices. We have an intimate knowledge of the top companies in the marketplace, which allows us to pair our clients with the best companies based on each client’s […] Read more
It’s probably safe to say that the person who coined the phrase “good is not cheap and cheap is not good” likely did not have life insurance in mind, especially given the fact that rarely has life insurance been more affordable than it is today! But it’s important to remember that price shouldn’t be your […] Read more
Let’s face it… Even though every life insurance commercial makes it look like purchasing a policy is “super easy,” the fact is that buying a life insurance policy can sometimes be quite tricky. Difficult because… First, you need to decide how much life insurance you need. Then, you need to decide what type of life […] Read more
Mortality in Hawaii Hawaii Population: 1,415,872 (39th highest) Population Density: 218.89 per square mile (12th most dense) Median Age: 40.0 (14th oldest) Deaths Per Year: 11,415 Annual Deaths Per 100,000: 803.6 Life Expectancy at Birth: 81 Fertility Rate (births per 1,000 women age 15-44): 63.9 (8th highest rate) Leading Causes of Death in Hawaii Cause […] Read more
Mortality in Virginia Virginia Population: 8,535,519 (12th highest) Population Density: 115.78 per square mile (21st most dense) Median Age: 38.7 (23rd youngest) Deaths Per Year: 69,359 Annual Deaths Per 100,000: 814.3 Life Expectancy at Birth: 79 Fertility Rate (births per 1,000 women age 15-44): 57.8 (20th lowest rate) Leading Causes of Death in Virginia Cause […] Read more
While this may seem like a simple question, the truth is that it’s often a question that three different groups of people ask. The first group… Of individuals who like to ask this question will be those who are currently deciding whether or not they want to accept a life insurance policy that they’ve been […] Read more
