Mortality in Indiana Indiana Population: 6,732,219 (17th highest) Population Density: 188.56 per square mile (15th most dense) Median Age: 38 (15th youngest) Deaths Per Year: 65,693 Annual Deaths Per 100,000: 981.7 Life Expectancy at Birth: 76.8 Fertility Rate (births per 1,000 women age 15-44): 61.7 (16th highest rate) Leading Causes of Death in Indiana Cause […] Read more
Life Insurance
Mortality in Louisiana Louisiana Population: 4,648,794 (25th highest) Population Density: 107.53 per square mile (25th most dense) Median Age: 37.8 (13th youngest) Deaths Per Year: 46,048 Annual Deaths Per 100,000: 988.2 Life Expectancy at Birth: 75.6 Fertility Rate (births per 1,000 women age 15-44): 63.9 (7th highest rate) Leading Causes of Death in Louisiana Cause […] Read more
With the cost of living on the rise, and expenses such as college tuition and housing prices showing no signs of stopping, many people are finding that a $500,000 life insurance policy is no longer excessive but rather necessary, especially for those in their mid-20s or early 30s. In this article, we will discuss the […] Read more
Northwestern Mutual holds the distinction of being the highest-rated life insurance company in the United States, thanks to its financial strength and status as one of the top mutual insurance companies. However, while it may be a top choice for many, it may not be the right fit for everyone. That’s why we’re delving deeper […] Read more
Aside from its well-known brand and financial strength, John Hancock Life Insurance Company should always be considered one of the top life insurance companies in the country, according to IBUSA. Although John Hancock may not always offer the best initial pricing, the company stands out from its competitors with its unique approach to certain clients […] Read more
To understand what happens at the end of a term life insurance policy, one must first understand exactly what a term life insurance policy is and not let a few key phases that a lot of life insurance agents like to throw around, such as: Convertible term or Guaranteed renewable term to confuse things. This […] Read more
One of the first things any new life insurance agent will learn in this industry is that no matter how great a particular life insurance company is, it cannot be the “best” for everyone. That’s why at IBUSA, we choose to work with dozens of different life insurance companies, including Guardian Life. While Guardian Life […] Read more
With its strong financial history and exceptional product line, it’s no surprise that Lincoln Financial Group consistently ranks among the top 10 life insurance companies in the US. However, it’s important to note that each insurance company has its own unique underwriting guidelines to determine whom they will insure. Even with an outstanding company like […] Read more
Simply put, life insurance is a contract between you and an insurance company where you agree to pay a premium and the insurance company promises to give a sum of money to your designated beneficiaries in the event of your untimely demise. A contract that is designed to work like a safety net for your […] Read more
American National and AIG are both large, financially stable insurance companies that offer a variety of life insurance products. It is difficult to determine which is the best life insurance company without knowing more about your specific needs and circumstances. Comparing AIG to American National Here are a few things to consider when comparing American […] Read more
