Medical emergencies can strike without warning and can be financially draining, especially if they require critical care. This is where a critical illness rider can come in handy. A critical illness rider is a type of insurance that provides coverage specifically for critical illnesses such as cancer, heart attack, or stroke. And while it is […] Read more
living benefits
It’s pretty safe to say that once your doctor mentions words like “chronic,” “progressive,” or “long-term management,” your mind is probably going to quickly race beyond the immediate treatment concerns towards the longer-term realities – how will this affect your ability to work, care for your family, and maintain financial stability? And while traditional life […] Read more
Life insurance can provide financial security for your loved ones in the event of your untimely death. However, what if you could also receive financial benefits while you’re still alive? This is where term life insurance with living benefits comes in. Unlike traditional term life insurance policies that only pay out a death benefit, term […] Read more
Life insurance is one of those “things” that most folks with a family understand that they NEED, but sometimes fail to realize just how badly they REALLY need it! We know this because even within the 55 to 65% of Americans who have life insurance, nearly ½ of those are UNDERINSURED (Insurance Information Institute). Sadly… […] Read more
