Whether you’re pre-planning your own final expenses or reeling from the financial strain of an unexpected funeral, the steep cost of modern burials raises a tough question: how can your family cover these costs without draining their savings or taking on debt? After exploring various options, final expense insurance emerges as one answer, promising affordable […] Read more
Cremation Life Insurance
Planning for final expenses can be a lot to handle, especially with terms like “burial insurance” and “life insurance” floating around, sometimes used interchangeably and other times not. It can become quite confusing when agents give mixed signals about whether they’re the same or serve different purposes. The truth is, burial insurance and life insurance […] Read more
At IBUSA, we know planning for end-of-life expenses can feel overwhelming, especially with all the confusing and contradictory information out there about final expense insurance. Unfortunately, these common misconceptions can stop families from getting affordable coverage that could protect their loved ones from a heavy financial burden. So in an effort to prevent, we’ve put […] Read more
Prepaid funeral plans are payment options typically offered by funeral homes or funeral directors as a way to help people finance the cost of a funeral over time. As such, they provide individuals and families with a way to help alleviate some of the financial burdens on their loved ones. The cost of the plan […] Read more
Cremation is becoming an increasingly popular funeral option, as more and more people are choosing this method of disposition for themselves or their loved ones. And while there are a wide variety of reasons why someone might choose to be cremated or have a loved one cremated, the cost can and often will play a […] Read more
As we age, it’s important to consider end-of-life planning, including funeral arrangements. Cremation has become an increasingly popular option, but the costs associated with it can add up quickly. This is where cremation insurance comes in – a type of policy specifically designed to cover the expenses of cremation. In this article, we’ll explore what […] Read more
The best final expense insurance companies offer different types of coverage, including whole life insurance with a graded death benefit. And many people want to know, “What is a Graded Death Benefit?” A graded death benefit is a term used to describe a “clause” within every guaranteed issue life insurance policy, which will limit coverage […] Read more
