Here at IBUSA, we’ve found that usually, when someone decides to purchase a Life insurance policy for the first time, they’re typically thinking about buying a policy that’s going to last their entire life. What they don’t know is that policies that last one “whole life” are called Whole Life Insurance and are usually significantly […] Read more
Best Life Insurance Rates
A million-dollar life insurance policy often represents a practical solution for protecting significant financial obligations, from mortgages and business loans to children’s education costs and income replacement needs. Despite common perceptions about cost, many healthy applicants discover that $1 million in coverage is more affordable than expected, particularly with term life insurance. Based on current […] Read more
One of the main reasons why individuals will choose to purchase a term life insurance policy is because when compared to other types of life insurance policies, term insurance is typically the most affordable option. Particularly when quoting 10 and 15-year term life policies. This is why it’s not all that surprising that we frequently […] Read more
Your 50s are here and life is rich. You may have started a business, your kids are out of the house or close to it, and you are at your prime income earning potential. Buying life insurance over 50 years old has never been easier thanks to the many innovations in the life insurance industry. […] Read more
At IBUSA, we understand that most people in their 70s are not looking for a multi-million dollar life insurance policy. Instead, they often face the decision of what to do with an expiring policy or whether to purchase a small policy to cover final expenses and burial costs. That’s why we want to take a […] Read more
While in your 20s, life insurance is likely the furthest thing from your mind. After all, most 20-year-olds are probably going to be pretty healthy and have their entire life ahead of them, so why consider something as morbid as death? Nonetheless, life insurance is a crucial financial tool that can provide protection for you […] Read more
With the cost of living on the rise, and expenses such as college tuition and housing prices showing no signs of stopping, many people are finding that a $500,000 life insurance policy is no longer excessive but rather necessary, especially for those in their mid-20s or early 30s. In this article, we will discuss the […] Read more
When it comes to purchasing life insurance, there are a variety of policy options available to meet different financial needs. One such option is annual renewable term life insurance (ART), which is a type of term policy that renews each year. While ART policies offer some advantages, such as a potentially lower initial premium, they […] Read more
Shopping for life insurance can be a frustrating experience. One website promises coverage for just $15 a month, while another suggests premiums in the hundreds, leaving you unsure what’s real and what isn’t. The confusion only grows when calculators give completely different estimates or when friends mention rates that sound far lower than anything you’ve […] Read more
Determining the cost of a $250,000 life insurance policy depends on several factors, with the type of policy being the biggest. Are you considering a term life insurance policy that provides coverage for a set period or a whole life insurance policy that offers coverage for your entire life? Here are some sample rates for […] Read more
