In this article, we want to take a moment and discuss some of the differences you’ll find between life insurance policies that will require you to take a medical exam vs. those that won’t. And since we here at IBUSA offer both “types” of life insurance policies, our goal isn’t going to be to try […] Read more
Best life insurance companies
As licensed insurance professionals, we’ve spent countless hours analyzing over 70 life insurance companies to save you weeks of research. This guide demonstrates our expertise through detailed analysis, but remember, choosing the right policy will ultimately depend on your unique situation. How to use this guide: Jump directly to companies that interest you using the […] Read more
Putting aside any jokes one might have about applying for a life insurance policy on an ex-husband or ex-wife, the reality is that having such a policy is necessary to protect their financial futures for many individuals. After all, during most divorce procedures, much of the negotiations that occur will center around alimony and child […] Read more
Life insurance is a crucial financial planning tool that can provide financial protection and peace of mind for both individuals and their loved ones. While most people typically have one life insurance policy, some may wonder if it’s possible to own multiple policies on themselves. In this article, we will explore the question, “Can a […] Read more
Life insurance is an important aspect of many divorce decrees and should not be overlooked. It allows divorcing couples to secure their financial future and protect themselves against unexpected events. This article will explore why life insurance is so important in a divorce decree and how it can help ensure a smooth and stress-free settlement […] Read more
Life insurance is a crucial component of financial planning, providing a safety net for your loved ones in the event of your untimely death. However, it can be challenging to know when the best time is to purchase a life insurance policy. In this article, we will explore the factors that affect the decision of […] Read more
To understand whether or not a burial life insurance policy is “worth it,” one must first understand that for an insurance company to remain in business, it must first collect more money than it pays. So… When critics of these “types” of life insurance policies state that most folks pay more for their insurance than they […] Read more
Choosing life insurance feels like placing a bet on an uncertain future – except the stakes couldn’t be higher for your family’s financial security. With over 800 life insurance companies operating in the United States, the decision can feel overwhelming when you’re trying to separate marketing promises from genuine financial strength. What many families don’t […] Read more
