In this article, we want to take a moment and discuss some of the differences you’ll find between life insurance policies that will require you to take a medical exam vs. those that won’t. And since we here at IBUSA offer both “types” of life insurance policies, our goal isn’t going to be to try […] Read more
Best life insurance companies
Here at IBUSA, we’ll often have clients ask us… “Which life insurance company is the best?” While this may seem like an easy question to answer, there are many great life insurance companies out there, but few are actually the “best” for everyone. You see… Every life insurance company will have its own unique underwriting […] Read more
Putting aside any jokes one might have about applying for a life insurance policy on an ex-husband or ex-wife, the reality is that having such a policy is necessary to protect their financial futures for many individuals. After all, during most divorce procedures, much of the negotiations that occur will center around alimony and child […] Read more
Life insurance is a crucial financial planning tool that can provide financial protection and peace of mind for both individuals and their loved ones. While most people typically have one life insurance policy, some may wonder if it’s possible to own multiple policies on themselves. In this article, we will explore the question, “Can a […] Read more
Life insurance is an important aspect of many divorce decrees and should not be overlooked. It allows divorcing couples to secure their financial future and protect themselves against unexpected events. This article will explore why life insurance is so important in a divorce decree and how it can help ensure a smooth and stress-free settlement […] Read more
Life insurance is a crucial component of financial planning, providing a safety net for your loved ones in the event of your untimely death. However, it can be challenging to know when the best time is to purchase a life insurance policy. In this article, we will explore the factors that affect the decision of […] Read more
To understand whether or not a burial life insurance policy is “worth it,” one must first understand that for an insurance company to remain in business, it must first collect more money than it pays. So… When critics of these “types” of life insurance policies state that most folks pay more for their insurance than they […] Read more
When finding the right life insurance coverage, the options can feel overwhelming. With so many companies vying for your attention, it can be challenging to determine which one will offer you the best protection for you and your loved ones. We understand that making this decision is an important one. After all, we know that […] Read more