A life insurance denial letter hits like a punch to the gut: “We can’t offer coverage at this time.” After weeks of medical exams, endless forms, and hopeful waiting, the truth stings—your diabetes, heart condition, or past cancer diagnosis has branded you “high-risk,” and traditional insurers are slamming the door shut. The frustration grows when […] Read more
Dangerous Profession
Working the waters as a commercial fisherman means confronting dangers that most people only imagine – unpredictable weather, heavy machinery, and the inherent risks of simply being on the water. Lost on many who love what they’re doing, the sobering reality hits when you attempt to secure life insurance and discover that insurance companies classify […] Read more
Life insurance is a crucial financial safety net for individuals and their families, providing peace of mind in the face of uncertainties. However, certain professions are considered riskier than others by insurance companies, making it challenging for individuals in those fields to secure comprehensive coverage. In this article, we delve into the top 10 jobs […] Read more
Pursuing your passion for aviation shouldn’t ground your family’s financial security, yet many pilots discover that their profession or hobby creates unexpected obstacles when shopping for life insurance. In fact, the moment you mention flying on a life insurance application, questions multiply: Will there be aviation exclusions? How much will premiums increase? Can you even […] Read more
If you’re reading this article, you’ve probably already become aware that some life insurance companies will look at what one does for a living during the application process. And while one’s career usually doesn’t play a significant role in the outcome of a life insurance application, it sometimes does. Which is why… We wanted to […] Read more
Gardening and landscaping sound like such peaceful jobs. But the truth is it’s not all just tending to roses, and this is something that most life insurance companies are well aware of. You see… Being a gardener, a groundskeeper, or a landscaper can oftentimes be quite a dangerous occupation. Especially if you combine this skill […] Read more
Chances are, if you’re reading this article, you’ve already decided that it’s time to purchase some life insurance for you or a loved one. And, you’re beginning to realize that sometimes what someone does for a living can affect on the outcome of their life insurance application! This is why… We wanted to take some […] Read more
