Shopping for life insurance can be stressful—especially if you’re worried about medical exams or existing health conditions. Traditional policies often involve detailed applications, lab work, and lengthy underwriting timelines that can delay protection when your family needs it most.
American Amicable offers an alternative. The company has built its reputation on providing simplified issue life insurance coverage designed for faster approvals and minimal medical requirements. With a focus on accessibility and ease, American Amicable appeals to individuals who want dependable protection without the complexity of traditional underwriting.
Still, as with any insurer, there’s more to consider than convenience alone. American Amicable’s approach delivers clear advantages for certain buyers, but also comes with limitations worth understanding. This guide explores the company’s financial strength, product options, customer experience, and competitive position to help you decide whether its streamlined coverage is the right fit for your family’s long-term financial security.
What Is American Amicable Life Insurance?
American Amicable Life Insurance Company operates as a subsidiary of Globe Life Inc., focusing primarily on simplified issue and guaranteed acceptance life insurance products. Founded in 1913 and headquartered in Waco, Texas, the company has carved out a specific niche serving customers who prefer streamlined application processes over comprehensive medical underwriting.
Key insight: American Amicable distinguishes itself through its commitment to accessible coverage rather than competing on premium rates or maximum coverage amounts. Their business model prioritizes quick approvals and simplified applications, making them particularly attractive to individuals aged 50-85 who may face challenges with traditional life insurance underwriting.
“American Amicable fills an important gap in the life insurance market by providing coverage options for individuals who might struggle with traditional underwriting processes. Their simplified approach has helped thousands of families secure protection when other avenues proved challenging.”
– InsuranceBrokers USA – Management Team
The company’s product portfolio focuses on whole life insurance policies with simplified underwriting, typically featuring coverage amounts ranging from $5,000 to $50,000. This positioning makes them particularly relevant for final expense planning, supplemental coverage, and situations where applicants prefer to avoid medical exams or extensive health questionnaires.
Bottom Line
American Amicable specializes in simplified issue life insurance for older adults and those with health concerns, prioritizing accessibility and quick approvals over competitive pricing.
How Strong Is American Amicable Financially?
Financial stability represents a critical factor when evaluating any life insurance company, as your beneficiaries depend on the insurer’s ability to pay claims decades into the future. American Amicable’s financial strength reflects both the stability of its parent company and some areas requiring careful consideration.
American Amicable Financial Ratings
| Rating Agency | Rating | Outlook |
|---|---|---|
| A.M. Best | B++ (Good) | Stable |
| Standard & Poor’s | BBB- (Good) | Stable |
| Assets Under Management | $4.8 Billion | Growing |
The B++ rating from A.M. Best places American Amicable in the “Good” category, indicating the company demonstrates good financial strength and operating performance. While not among the highest-rated insurers in the industry, this rating suggests adequate ability to meet policyholder obligations under current and reasonably foreseeable economic conditions.
Key insight: American Amicable benefits significantly from its relationship with parent company Globe Life Inc., which provides additional financial backing and operational support. Globe Life’s stronger financial position (A- rating from A.M. Best) adds a layer of security for American Amicable policyholders.
Key Financial Takeaways
- Solid B++ financial strength rating with stable outlook
- Support from financially stronger parent company Globe Life
- $4.8 billion in assets providing reasonable policyholder protection
- Consistent operational performance in simplified issue market segment
- Lower ratings compared to industry leaders like Northwestern Mutual or New York Life
Potential policyholders should understand that while American Amicable maintains adequate financial strength for its current operations, the company’s ratings fall below those of premium insurers. For individuals prioritizing maximum financial security, top-rated life insurance companies might warrant consideration despite potentially more stringent underwriting requirements.
What Products Does American Amicable Offer?
American Amicable’s product lineup reflects their strategic focus on simplified issue coverage, offering whole life insurance policies designed for straightforward applications and quick approvals. Their offerings cater specifically to individuals seeking basic life insurance protection without the complexity of traditional underwriting.
The company’s primary products include:
- Simplified Issue Whole Life Insurance: Their flagship product requires no medical exam and features a brief health questionnaire. Coverage amounts typically range from $5,000 to $50,000, with premiums remaining level throughout the policy’s duration. This product appeals to individuals aged 50-85 who want guaranteed acceptance based on answering basic health questions honestly.
- Guaranteed Acceptance Whole Life: For applicants who cannot qualify for simplified issue coverage, American Amicable offers guaranteed acceptance policies with no health questions required. These policies feature graded death benefits, paying only premiums plus interest for deaths during the first two policy years, then providing full coverage thereafter.
“Understanding the limitations of simplified issue products helps set appropriate expectations. While these policies provide valuable protection, they’re designed for specific situations rather than comprehensive family income replacement.”
– InsuranceBrokers USA – Management Team
Key insight: American Amicable’s products work best as final expense insurance or supplemental coverage rather than primary family income protection. The relatively low coverage limits make these policies unsuitable for younger families needing substantial death benefits but ideal for older adults focused on covering burial costs and small debts.
American Amicable Product Comparison
| Product Type | Age Range | Coverage Amounts | Health Questions |
|---|---|---|---|
| Simplified Issue | 50-85 | $5,000-$50,000 | Yes (Basic) |
| Guaranteed Acceptance | 50-85 | $5,000-$25,000 | None |
Most importantly, American Amicable’s whole life policies include cash value accumulation, allowing policyholders to borrow against their policies after sufficient cash value develops. However, the cash value growth in these policies typically lags behind other investment options, making the life insurance protection the primary value proposition rather than the investment component.
Bottom Line
American Amicable’s products excel for final expense planning and supplemental coverage but aren’t designed for comprehensive income replacement or investment purposes.
How Does Their Simplified Issue Process Work?
American Amicable’s simplified issue application process represents one of their strongest competitive advantages, designed to provide quick decisions without the lengthy medical underwriting typical of traditional life insurance. Understanding this process helps potential applicants set realistic expectations and prepare for a smooth application experience.
The application process typically involves these steps:
- Initial Application: Applicants complete a brief application focusing on basic personal information, desired coverage amount, and beneficiary designations. The application can often be completed in 10-15 minutes, either online, over the phone, or through a licensed agent.
- Health Questionnaire: Rather than comprehensive medical exams, American Amicable uses a simplified health questionnaire focusing on major health conditions and recent medical treatments. Questions typically address heart conditions, cancer history, diabetes management, and other significant health factors that could impact life expectancy.
“Honesty during the application process protects both the applicant and their beneficiaries. While simplified issue policies have more lenient underwriting, providing accurate health information ensures coverage remains valid when claims are filed.”
– InsuranceBrokers USA – Management Team
Key insight: American Amicable’s underwriting relies heavily on applicant honesty and prescription drug database checks rather than medical exams. This approach speeds the process but places responsibility on applicants to disclose health conditions accurately to avoid potential claim disputes later.
Decision Timeline: Most applications receive decisions within 24-48 hours, with many approvals issued same-day for straightforward cases. Complex health situations may require additional review, potentially extending the timeline to 5-7 business days.
Application Process Advantages
- No medical exams or blood work required
- Simplified health questionnaire (typically 10-15 questions)
- Quick decisions, often within 24-48 hours
- Phone, online, or agent-assisted application options
- Minimal paperwork and documentation requirements
However, applicants should understand the limitations of simplified issue underwriting. Individuals with serious health conditions like advanced cancer, recent heart attacks, or chronic kidney disease may face automatic declines. For those situations, guaranteed acceptance products might provide the only coverage option, albeit with graded benefits and higher premiums.
Most importantly, the simplified process doesn’t eliminate the two-year contestability period standard in life insurance policies. During this period, the insurance company can investigate claims and potentially deny benefits if material misrepresentations are discovered on the application.
Bottom Line
American Amicable’s simplified issue process offers speed and convenience but requires complete honesty about health conditions to ensure coverage validity.
What Do American Amicable Policies Cost?
Understanding American Amicable’s pricing structure requires recognizing that simplified issue life insurance typically costs more than traditional fully-underwritten policies. The convenience of no medical exams and quick approvals comes with premium pricing that reflects the increased risk insurers assume when skipping comprehensive health evaluations.
Premium factors for American Amicable policies include:
- Age and Gender: Like all life insurance, premiums increase significantly with age, and women typically pay lower rates than men due to longer life expectancy. American Amicable’s age-based pricing becomes particularly steep for applicants over 70, reflecting the higher mortality risk in their target demographic.
Sample American Amicable Monthly Premiums
| Age/Gender | $10,000 Coverage | $25,000 Coverage | $50,000 Coverage |
|---|---|---|---|
| 50-year-old Male | $35-45 | $85-105 | $165-195 |
| 60-year-old Female | $45-55 | $105-125 | $205-235 |
| 70-year-old Male | $85-105 | $205-245 | $405-465 |
*Rates are approximate and vary based on health profile and specific product selected
Key insight: American Amicable’s rates reflect the simplified underwriting process, typically running 20-40% higher than comparable fully-underwritten policies from traditional insurers. However, for individuals with health conditions that would result in rating or decline with traditional insurers, American Amicable’s rates may represent the most cost-effective available option.
“When evaluating simplified issue rates, consider the total cost of ownership over time. While premiums may seem high initially, the guaranteed level premiums and immediate coverage can provide excellent value for the right applicant.”
– InsuranceBrokers USA – Management Team
- Health Profile Impact: While American Amicable doesn’t conduct medical exams, they do adjust rates based on answers to health questions. Applicants with well-controlled diabetes or high blood pressure may qualify for standard rates, while those with more complex health profiles might face substandard rates or coverage limitations.
Additional cost considerations include:
- Policy Fees: Some American Amicable policies include annual policy fees ranging from $25-50, which can represent a significant percentage of total premium costs for smaller coverage amounts.
- Payment Frequency: Monthly premium payments often include processing fees, making annual or quarterly payments more cost-effective for budget-conscious policyholders.
Cost Comparison Tips
- Compare simplified issue rates from multiple insurers before deciding
- Consider whether traditional underwriting might yield better rates
- Factor in policy fees and payment frequency charges
- Evaluate guaranteed acceptance alternatives if health prevents approval
- Calculate total premium costs over expected policy duration
For individuals comparing options, exploring no exam life insurance companies can provide valuable rate comparisons and help identify the most cost-effective simplified issue coverage for specific health profiles and coverage needs.
Bottom Line
American Amicable’s premiums run higher than traditional policies but can offer good value for applicants with health conditions or those prioritizing quick approval over cost optimization.
What’s the Customer Experience Like?
Customer experience represents a crucial factor when selecting life insurance, as policyholders and their beneficiaries will interact with the company for decades. American Amicable’s customer service performance shows mixed results, with particular strengths in application processing but some challenges in ongoing policy administration and claims handling.
Application Experience: Most customers report positive experiences during the application process, praising the simplicity and speed of American Amicable’s simplified issue underwriting. Phone-based applications typically receive professional assistance from knowledgeable representatives who can explain policy features and guide applicants through health questions effectively.
Policy Administration: Once policies are issued, customer experiences become more variable. American Amicable provides online account access for premium payments and basic policy information, though their digital platform lacks some advanced features offered by larger insurers. Customer service response times for routine inquiries typically range from acceptable to good, though complex policy questions may require callbacks or transfers.
“Setting realistic expectations for customer service helps avoid disappointment. American Amicable provides solid basic service but doesn’t match the premium customer experience offered by top-tier insurers with higher ratings.”
– Customer Service Industry Analysis
Key insight: American Amicable’s customer service reflects their positioning as a value-oriented simplified issue insurer. While adequate for basic needs, customers seeking premium service levels or complex policy management might find the experience lacking compared to higher-rated competitors.
Claims Processing: Claims experience represents the ultimate test of any insurance company’s customer focus. American Amicable generally processes straightforward death claims efficiently, with most beneficiaries receiving payments within 10-15 business days of submitting complete documentation. However, claims involving policy contestability periods or complex beneficiary situations may experience longer processing times.
Customer Service Channels
| Service Channel | Availability | Response Time |
|---|---|---|
| Phone Support | 8 AM – 6 PM CT, M-F | Usually under 5 minutes |
| Online Portal | 24/7 | Immediate for basic tasks |
| Email/Written | Business days | 2-3 business days |
Communication Quality: Customer feedback indicates that American Amicable representatives generally provide accurate information and professional service, though some customers report inconsistent experiences when dealing with different representatives on complex issues. The company has improved their communication consistency in recent years but still trails industry leaders in this area.
Customer Experience Highlights
- Smooth and professional application process
- Responsive phone support during business hours
- Basic online account management capabilities
- Generally efficient claims processing for routine cases
- Limited digital features compared to larger competitors
- Variable service quality for complex policy issues
For customers prioritizing exceptional service experience, considering top-rated life insurance companies with higher customer satisfaction scores might warrant the additional underwriting requirements and potentially higher premiums.
Bottom Line
American Amicable provides adequate customer service that meets basic needs but doesn’t excel in customer experience compared to premium insurers.
American Amicable Pros and Cons
Evaluating American Amicable requires understanding both their strengths in simplified issue insurance and limitations compared to broader market options. This balanced perspective helps potential customers make informed decisions about whether their offerings align with specific needs and priorities.
American Amicable Advantages
- No Medical Exam Required: Simplified issue policies eliminate the need for blood work, medical exams, or extensive health records review
- Quick Approval Process: Most applications receive decisions within 24-48 hours, providing fast access to coverage
- Accessible Underwriting: Health questions focus on major conditions, making coverage available to many applicants declined by traditional insurers
- Guaranteed Level Premiums: Whole life policies maintain consistent premium costs throughout the policy duration
- Cash Value Accumulation: Policies build cash value that can be borrowed against after sufficient accumulation
- Established Company: Over 100 years in business with stable financial backing from Globe Life Inc.
- Multiple Application Channels: Phone, online, and agent-assisted applications accommodate different preferences
American Amicable Limitations
- Higher Premium Costs: Simplified issue policies typically cost 20-40% more than fully-underwritten alternatives
- Limited Coverage Amounts: Maximum coverage generally caps at $50,000, insufficient for comprehensive family income replacement
- Lower Financial Ratings: B++ ratings fall below industry leaders, indicating moderate rather than superior financial strength
- Age Restrictions: Most products target ages 50-85, limiting options for younger applicants
- Basic Customer Service: Service quality adequate but not exceptional compared to premium insurers
- Limited Product Variety: Focus on simplified issue whole life excludes term insurance and comprehensive policy options
- Graded Benefits: Guaranteed acceptance policies include waiting periods for full death benefits
“The key to evaluating American Amicable lies in understanding your specific situation. For applicants who can qualify for traditional underwriting, better options likely exist. For those facing health challenges or preferring simplified processes, American Amicable provides valuable access to coverage.”
– InsuranceBrokers USA – Management Team
Key insight: American Amicable excels within their specific niche of simplified issue insurance for older adults and those with health concerns. However, their value proposition weakens significantly for healthy applicants who could qualify for traditional underwriting with higher-rated insurers offering better rates and more comprehensive coverage options.
Decision Framework
- Consider American Amicable if: You have health conditions preventing traditional approval, need quick coverage for final expenses, or prefer simplified applications over comprehensive underwriting
- Look elsewhere if: You’re healthy enough for traditional underwriting, need coverage over $50,000, prioritize maximum financial strength, or require comprehensive policy features
Bottom Line
American Amicable serves a valuable niche for simplified issue coverage but isn’t the optimal choice for all life insurance needs.
How Does American Amicable Compare to Competitors?
Understanding American Amicable’s competitive position requires comparing their offerings against other simplified issue insurers and evaluating when traditional underwriting might provide better value. This comparison helps identify the most appropriate coverage strategy for different situations and health profiles.
Simplified Issue Insurance Comparison
| Company | Financial Rating | Max Coverage | Age Range |
|---|---|---|---|
| American Amicable | B++ (Good) | $50,000 | 50-85 |
| Mutual of Omaha | A+ (Superior) | $40,000 | 45-85 |
| Gerber Life | A (Excellent) | $25,000 | 50-80 |
| Colonial Penn | A- (Excellent) | $50,000 | 50-85 |
Mutual of Omaha: Offers superior financial strength (A+ rating) and competitive simplified issue products, though with slightly lower maximum coverage amounts. Their underwriting tends to be more health-friendly for certain conditions, making them attractive alternatives for applicants with well-controlled diabetes or hypertension.
Gerber Life: Provides excellent financial ratings and focuses heavily on guaranteed acceptance products. While their coverage limits are lower, their financial strength and customer service reputation often make them preferable for smaller coverage amounts, particularly for final expense insurance needs.
Key insight: American Amicable’s competitive advantage lies primarily in their higher coverage limits ($50,000 maximum) and broader age acceptance range. However, applicants prioritizing financial strength or customer service excellence may find better value with competitors despite potentially lower coverage limits.
“When comparing simplified issue insurers, consider the total value proposition rather than focusing solely on coverage amounts or premium costs. Financial strength, customer service quality, and claims paying ability matter significantly for long-term policy ownership.”
– InsuranceBrokers USA – Management Team
Traditional Underwriting Alternatives: For healthy applicants, traditional fully-underwritten policies from companies like Northwestern Mutual, New York Life, or MassMutual typically provide superior value through lower premiums, higher coverage limits, and stronger financial ratings. The medical exam and underwriting process, while more involved, often results in significant cost savings over the policy’s lifetime.
Hybrid Approaches: Some insurers offer accelerated underwriting that combines simplified applications with digital health assessments, providing faster approvals than traditional underwriting while maintaining competitive pricing. These options may appeal to applicants seeking balance between convenience and cost optimization.
Competitive Positioning Summary
- Choose American Amicable for: Maximum simplified issue coverage amounts and broad age acceptance
- Choose Mutual of Omaha for: Superior financial strength with competitive simplified issue options
- Choose Traditional Underwriting for: Healthy applicants seeking optimal rates and maximum coverage flexibility
- Choose Gerber Life for: Guaranteed acceptance with excellent financial ratings for smaller amounts
For comprehensive comparison of options suitable for various health conditions, exploring life insurance with pre-existing medical conditions provides detailed guidance on matching coverage strategies to specific health profiles and financial objectives.
Bottom Line
American Amicable competes effectively in simplified issue coverage but faces strong competition from higher-rated insurers and traditional underwriting alternatives.
Who Should Consider American Amicable?
American Amicable’s simplified issue life insurance serves specific demographics and situations where their streamlined approach provides optimal value. Understanding the ideal customer profile helps determine whether their offerings align with your circumstances and coverage objectives.
Optimal Candidates Include:
- Adults Ages 50-85 with Health Concerns: Individuals in this age range who have been declined by traditional insurers or face significant health ratings benefit most from American Amicable’s simplified underwriting. Conditions like controlled diabetes, high blood pressure, or past heart procedures that complicate traditional underwriting become manageable factors in simplified issue applications.
- Final Expense Planning: Families seeking to cover burial costs, outstanding debts, and final medical expenses find American Amicable’s coverage amounts ($5,000-$50,000) well-suited to these needs. The immediate coverage and guaranteed level premiums provide predictable costs for end-of-life planning.
“American Amicable fills a crucial gap for individuals who need life insurance protection but face barriers with traditional underwriting. Their value lies in providing access to coverage when other options are limited or unavailable.”
– InsuranceBrokers USA – Management Team
- Supplemental Coverage Needs: Individuals with existing life insurance who need additional coverage to address changed circumstances benefit from American Amicable’s accessible underwriting. This might include covering new debts, providing additional beneficiary support, or replacing employer-sponsored coverage after retirement.
- Convenience-Focused Applicants: People who prioritize quick applications and immediate coverage over cost optimization find value in American Amicable’s streamlined process. This includes individuals uncomfortable with medical exams or those needing coverage quickly for specific situations.
Ideal American Amicable Candidates
- Ages 50-85 with health conditions affecting traditional underwriting
- Need for final expense coverage ($5,000-$50,000 range)
- Previous declines or ratings from traditional insurers
- Preference for simplified applications over comprehensive underwriting
- Requirement for quick coverage approval (24-48 hours)
- Supplemental coverage to existing life insurance policies
- Comfort with moderate financial strength ratings (B++)
Key insight: American Amicable works best for individuals whose circumstances limit their options with traditional insurers. For healthy applicants with flexibility in timeline, exploring fully-underwritten alternatives typically provides better long-term value.
Situations to Consider Alternatives:
- Young, Healthy Applicants: Individuals under 50 in good health generally find better value through traditional underwriting with higher-rated insurers. The medical exam inconvenience typically pays for itself through significantly lower premiums over decades of policy ownership.
- Large Coverage Needs: Families requiring more than $50,000 in coverage must look beyond American Amicable’s simplified issue limits. Traditional term life insurance or fully-underwritten whole life policies provide the higher coverage amounts needed for comprehensive income replacement.
- Investment-Focused Buyers: Individuals prioritizing cash value growth and investment features within life insurance find better options with higher-rated insurers offering more competitive returns and diverse investment alternatives.
Decision Checklist
- Health conditions limit traditional underwriting options ✓
- Coverage needs fall within $5,000-$50,000 range ✓
- Age falls between 50-85 years ✓
- Preference for quick approval over cost optimization ✓
- Comfortable with B++ financial strength rating ✓
- Primary need is final expense or supplemental coverage ✓
For guidance on exploring all available options based on specific health conditions and coverage needs, consulting with professionals experienced in life insurance approvals with pre-existing medical conditions can help identify the most appropriate strategy and insurer for your particular situation.
Bottom Line
American Amicable serves individuals aged 50-85 with health concerns who need accessible coverage for final expenses or supplemental protection, but isn’t optimal for healthy applicants or large coverage needs.
Frequently Asked Questions
Is American Amicable a legitimate life insurance company?
Yes, American Amicable is a legitimate and licensed life insurance company. Founded in 1913 and operating as a subsidiary of Globe Life Inc., American Amicable maintains proper state licensing and regulatory compliance. Their B++ financial strength rating from A.M. Best indicates good financial stability, though not at the level of industry leaders. The company has been writing life insurance policies for over 100 years and maintains adequate reserves to meet policyholder obligations.
What health conditions automatically disqualify applicants from American Amicable simplified issue policies?
Serious health conditions typically resulting in automatic decline include advanced cancer, recent heart attacks, kidney dialysis, and severe mental health conditions. Specific disqualifying conditions vary by policy type but generally include any terminal illness, recent major surgeries, uncontrolled diabetes with complications, and drug or alcohol dependency issues. However, many conditions that complicate traditional underwriting, such as controlled high blood pressure or well-managed diabetes, may still qualify for coverage with American Amicable’s simplified issue products.
How long does it take to get approved for American Amicable life insurance?
Most American Amicable applications receive decisions within 24-48 hours for straightforward cases. Simple applications with basic health profiles often get same-day approval, while more complex health situations may require 3-5 business days for additional review. This quick turnaround represents one of American Amicable’s key competitive advantages over traditional fully-underwritten policies, which can take several weeks or months for final approval. Guaranteed acceptance policies typically receive immediate approval regardless of health status.
Can I increase my American Amicable coverage amount after the policy is issued?
American Amicable typically does not allow increases to existing simplified issue policy coverage amounts. If additional coverage is needed, applicants must apply for a separate new policy and undergo the simplified issue underwriting process again. This limitation is common among simplified issue insurers and differs from traditional policies that may offer guaranteed purchase options or policy enhancement features. For growing coverage needs, considering initial applications for higher amounts within American Amicable’s limits or exploring supplemental coverage with other insurers may be necessary.
What happens if I stop paying premiums on my American Amicable policy?
American Amicable provides a 31-day grace period for late premium payments before policy lapse. After the grace period expires, the policy terminates and coverage ends, though some policies may have automatic premium loan features if sufficient cash value exists. Unlike term policies, whole life policies with cash value may offer options to use accumulated cash value for premium payments or convert to reduced paid-up insurance. Policyholders should contact American Amicable immediately if payment difficulties arise to explore available options for maintaining coverage.
Does American Amicable require beneficiaries to pay taxes on death benefits?
Life insurance death benefits from American Amicable are generally not taxable income to beneficiaries. However, any interest earned on death benefits held by the insurance company before payment may be taxable. Additionally, large estates might face federal estate taxes that include life insurance proceeds, though this primarily affects estates exceeding federal exemption limits (over $12 million as of 2024). Beneficiaries should consult tax professionals for specific situations, but most American Amicable death benefit payments are received tax-free by beneficiaries, providing the full intended financial protection.
How does American Amicable’s customer service compare to larger insurance companies?
American Amicable provides adequate customer service that meets basic needs but doesn’t match the premium service levels of top-rated insurers. Their phone support operates during standard business hours with generally reasonable wait times, and they offer basic online account management capabilities. However, customers seeking comprehensive digital features, 24/7 support availability, or premium service experiences might find American Amicable lacking compared to companies like Northwestern Mutual or New York Life. The service quality reflects their positioning as a value-oriented simplified issue insurer rather than a premium full-service provider.
Looking for insurance for myself, 25,000 whole life, premium stays same 06/22/53 male 64 years of age
also for my wife 12/05/47 69 years of age 25,000 whole life premium stays the same.
Dwight,
We will have an agent reach out to you shortly with some number for you to review.
Thanks,
InsuranceBrokersUSA
I take a low dose of warfarin.
Donna,
We’d be happy to help you, just give us a call when you have a chance.
Thanks,
InsuranceBrokersUSA
I’m inquiring for my brother. Is it possible to get a final expenses policy if you have been diagnosed with cancer?
Dear Lisa,
We want to bring to your attention that based on factors such as your age and the state of your residence, there might be a possibility for you to be eligible for a final expense insurance policy even while undergoing cancer treatment. To explore this further and gather more information, please don’t hesitate to reach out to us by giving us a call.
We’re here to assist you.
InsuranceBrokersUSA