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About IBUSA

Why Choose Insurance Brokers USA?

50+ Carrier Network

We represent dozens of top-rated insurance companies, not just one. This means you have more opportunities to find the best match for your specific situation.

Medical Condition Experts

Specialists in diabetes, heart disease, cancer survivors, and other complex cases.

No Upfront Costs

Free consultation, application assistance, and ongoing support. You only pay insurance premiums if approved and YOU accept coverage.

Our Story

Insurance Brokers USA was founded in 2015 by industry professionals who experienced the limitations of single-carrier agencies. Too many families were getting adequate coverage instead of optimal coverage—the difference can mean thousands of dollars in annual premiums.

We built relationships with over 50 top-rated carriers specifically to solve this problem. Each company in our network specializes in different risk categories – some excel with diabetics, others prefer heart condition cases, and some focus on seniors or high-risk occupations.

Today, our team of licensed professionals has collectively helped thousands of families find the right coverage at the best available rates.

How We Work

1

Understand Your Needs

Family situation, financial goals, health profile, and coverage requirements

2

Compare Your Options

Present 3-5 carriers that best match your profile with transparent rate comparisons

3

Guide Your Application

Handle paperwork, coordinate medical exams, and advocate with underwriters

4

Ongoing Support

Annual reviews, beneficiary updates, and claims assistance throughout your coverage